We are a Workers’ Compensation Self Insurance Fund of qualified members of Associated Builders & Contractors, Inc., or
ABC WC SIF for short. We are a pooling arrangement approved and regulated by the TN Department of Commerce and Insurance.

Please look around our website to learn more about us and our services. Contact us today if you want to join or need more information.

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our mission

To provide more control over the influence of insurance costs by giving commercial contractors and suppliers in the state of Tennessee a Workers' Compensation self insurance pool that is:

  • a viable alternative to the commercial insurance market
  • designed to provide long term financial stability;
  • less susceptible to the pricing fluctuations of the commercial insurance market
  • a partnership between participating members and claims administration in hands on claims management
  • supportive of safety with industry specific loss control methods and solutions


our benefits

  • Overall claims costs are reduced through
    aggressive claims management and effective loss prevention
  • Investment income on premiums accrues to
    the benefit of the members and keeps future rates lower
  • Long term pricing stability
  • Loss control, claims management and
    managed care programs tailored to your
    business make the services more effective for you
  • Strict underwriting criteria established to
    protect the interests of the group
  • Profits are paid to members in premium returns
  • You choose your independent agent